Business Loans and Financing
Kala Lending LLC helps business owners find financing for property, equipment, growth, and working capital. As a broker, we compare options across multiple lenders to match the funding to your business and your plans.
Business Financing Options
- Commercial real estate loans: buy, refinance, or improve property your business uses or owns
- Equipment financing: for office equipment and large projects
- Business lines of credit and term loans: flexible funding for growth and operations
- Factoring (accounts receivable): turn unpaid invoices into working capital, for businesses with annual income of $120,000 or more
Industries We Work With
- Gas stations
- Medical facilities
- Hotels and restaurants
- Mobile home parks, mixed-use buildings, and marinas
- Wind, solar, and alternative energy projects
What Lenders Typically Look For
- Time in business: how long the business has been operating
- Revenue and cash flow: bank statements, financial statements, or tax returns
- Credit: business and personal credit history
- Collateral: property, equipment, or receivables that secure the loan
- Use of funds: what the money is for and how it will be repaid
Frequently Asked Questions
What is the minimum loan amount? Our loan request form starts at $100,000. Contact us if your need is different.
Can a new business apply? Some lenders work with newer businesses, but most prefer an operating history.
How long does approval take? It depends on the program and how quickly your documents are ready.
Run Your Business Loan Scenario
Contact Kala Lending or submit your deal.
Kala Lending LLC is a mortgage broker and not a direct lender. Loans are offered through third-party lenders. Loans are for business or investment purposes only and are not for personal, family, or household use. All loans are subject to underwriting approval. Rates, terms, leverage, and availability vary by lender, borrower, property, and state. This is not a commitment to lend or a rate quote.
Related pages: Real Estate Business Loans | Loans for Gas Stations | Loans for Medical Facilities | Loans for Restaurants | All Services