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Mortgage Rate Forecast 2027 banner by Kala Lending featuring a rising interest rate arrow, percentage blocks, a residential house, and financial reports illustrating mortgage rate expectations.

Mortgage Rate Forecast 2027: 3 Scenarios and What to Do

The latest mortgage rate forecast from the industry’s biggest names has turned sharply more cautious. In October, Fannie Mae raised its 2027 projection to 7.5%, up from 6.7% just a month earlier. The Mortgage Bankers Association also sees rates staying above 7% through next year. With the Fed raising rates and inflation running at 3.7%,

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Mortgage rates ahead of CPI report in October 2026, featuring Kala Lending logo, current 30-year mortgage rates, housing market trends, and inflation outlook.

Mortgage Rates Ahead of CPI: 4 Straight Days of Declines

It is a quiet-but-tense Tuesday for mortgage rates ahead of CPI. Rates have eased for several days, but tomorrow’s inflation report could reverse that quickly. Meanwhile, a widely expected credit reporting announcement from federal regulators did not happen. Here is what you need to know on Tuesday, Oct. 13, 2026. Key Number Latest Mortgage Research

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